Debt Management

About Lin International Debt Management

What Is Debt Management?

A debt management plan is NOT a loan. In a typical program debt management companies work with creditors on your behalf to reduce your monthly payment and interest rates on your debt and waive or reduce any penalties. The parties agree on an affordable payment schedule that allows 3 to 5 years to pay off your debt. A debt management plan is part of a package of Debt Consolidation plans that are designed to help people regain control of their finances while reducing unsecured debts. Unsecured debt is one that is not backed by collateral and includes credit cards, student loans, and medical bills.

What does Debt management mean?

Ever since you were a child, you might have heard elders saying how setting financial goals and creating budgets can help you manage your money better. If you want to get your debt under control by budgeting and financial planning, the best way to do it is by debt planning. Having a debt management plan can address any unsecured debts you might have, whether it is credit cards or loans. With a debt management plan, you can lower or completely eliminate your current debt.

Having a debt management plan gives you economic freedom, which is why we help people achieve financial freedom with our top-graded debt management services. Ever since our inception, we have helped thousands of businesses and individuals with Credit Debt Management in the UAE so that they do not have to worry about repaying multiple credit cards or personal or business loans. In addition, we provide advice and counselling to people and help them with their debt management plans.

Who can practice Debt management?

For individuals and businesses who have taken out too many unsecured loans, are too deep in debt or have multiple credit card payments to make, debt management can be their saviour. A debt management plan is also known as credit counselling since it mainly targets paying off your debt from credit cards. Since we provide debt management programs, we advise rolling multiple debts into one so that it is easier to pay off and has a lower interest rate. However, even though a debt management plan sounds like an excellent idea, only 20% of people at most end up using the debt management services after they listen to all the related terms and conditions. Moreover, the percentage often varies depending on the debt management agency. People who often approach us to get advice on debt management might have unsecured debt between 15% and 39% of their annual income, which is often credit card debt. It would help if you also had a steady income so that it is possible for you to pay off the debt within the next five years. You should be able to also get by without opening any new lines of credit in the next five years while on the plan.

When should you start your debt management?

If you are wondering when is the right time to start a debt management program, you can get in touch with our experts. Our experts will look at your credit card or other unsecured debts and let you know whether it is the right time to start your debt management plan. For example, if you feel like your multiple credit card debts might require you to file for bankruptcy, starting a DMP can help you pay back your non-priority debts.

Debt management services that we provide

At Lin International, we provide a wide range of debt management services. Once you talk to our debt management experts, you will find the best plan for your needs. Here are our top services:

We provide some of the best opportunities with our credit debt management in UAE services so that your credit card debts stop piling up. We have helped several individuals in Dubai and all across the country as well as businesses from filing for bankruptcy with our credit debt management services. We have helped our clients by informing them about financial products they can utilise to manage their credit debt.

With our instant debt management services, we have helped several individuals and SMEs to understand their debt better and manage their liabilities. We will provide you with suitable and economical solutions for your limited income. Furthermore, we ensure that with our advice, our clients can choose the perfect financial product offered by various financial institutions to meet their requirements.

Many businesses have availed of our instant debt management and settlement services, which have helped them get out of their financial issues. We have connections with various financial institutions that can improve your situation by providing debt management and settlement services, product education, preferential interest rates, in-depth information on the financial product, and innovative tools and ideas.

Benefits of Debt Management

When you start a debt management plan, you can enjoy a worry-free life by reducing your number of repayments and lowering your interest. Here are some of the benefits of debt management :

You can simplify things by rolling all the debt repayment into one payment and not worry about not having enough money to cover all the payments

Many debt management agencies like Lin International will also help you find creditors that offer lower interest rates.

Why should you hire us to manage your debt?

Lin International is a leading debt management company in Dubai, providing its services allacross the country. In our several years of existence, we have worked with several internationalbrands, local businesses, SMEs, well-established businesses and individuals to achieve financialfreedom. Our experts have years of experience, and we have handpicked all our team members who have worked with well-known organisations and helped change the trajectory of businesses.

We are a customer-oriented institution that has assisted in planning the most useful deb management programs that can help them recover from their repayment failures. Our experts keep abreast with market trends that help recognise debt management plans that work for businesses and individuals. We have helped them simplify their current debts by rolling all the payments into one so that they are free of debt within a given time, with a lower interest rate.

Our experts have a wealth of experience with profound and intense knowledge and professional achievements, making them the most trustworthy professionals in UAE.

Our Debt Management

When Does The Debt Management
Plan Work Best?

A single, lower payment.

The ability to finally put debt behind you.

Outline A Strategy Based On Your Needs

When Does The Debt Management
Plan Work Best?

Offers Credit Card Consolidation Without A Loan

It Will Help You Stay More Organized With Your Bills And Payments

Can Improve Your Credit Score Over Time

It Creates A Realistic Monthly Budget With A Financial Goal

Why Choose Lin International For
Debt Management?

At LIDM when you sign up for a debt management plan you have an entire team of LIDM people behind you. You’ll get information and support when you need it. We are here for you at every step of the journey.

You can call us anytime during business hours to reach a debt counselor if you need advice or to talk to your client’s success team about your account.

You also have instant access to account information through our online debt management portal.

There Are Many Ways To Manage Your Debt. Find Out What Our Debt Management Plan Gives You!

Some Of The Banks We Work With:

Our Client's

We have worked with some of the biggest business clients known across the world and helped them with debt management in unbelievable ways. We have a team of highly professional and experienced members working tirelessly to bring the best debt management plans for you. Our full debt support services give you the complete flexibility to choose the services that you feel will suit your individual or business needs.